negative equity

英 [ˌneɡətɪv ˈekwəti]

美 [ˌneɡətɪv ˈekwəti]

n.  资产负值， 负资产 (资产值低于抵押款)

牛津词典

noun

• 资产负值， 负资产 （资产值低于抵押款）
  the situation in which the value of sb's house is less than the amount of money that is still owed to a mortgage company, such as a bank

柯林斯词典

• 负资产
  If someone who has borrowed money to buy a house or flat hasnegative equity, the amount of money they owe is greater than the present value of their home.

双语例句

• A rise in inflation also means that declines in real house prices translate into less negative equity, freeing up the housing market.
  通胀上升还意味着，实际房价下跌所产生的负资产有所减少，住宅市场可因之解冻。
• With investors beset by falling home prices and ( in some cases) rising negative equity, the trashing of stock portfolios, particularly for pending retirees, is yet another blow to their finances.
  当投资者受到房价不断下跌和（某些情况下）负资产日益上升的困扰时，股市暴跌对于他们的财务状况又是一个打击对那些即将退休的人来说尤其如此。
• The average interest rate paid by negative equity property owners was0.60% less than the current best lending rate, 3 basis points lower than the average interest rate obtained by the survey of December last year.
  负资产业主支付的平均利率为现时最优惠利率减0.60厘，比去年12月调查所得的平均利率低3基点。
• Negative equity ties homeowners down, impeding the mobility that boosted jobs growth in previous US recoveries.
  负资产束缚了房屋拥有者，妨碍了在美国前几次复苏中促进了就业增长的人口流动性。
• America has never experienced negative equity on this scale before.
  美国以前从未经历过规模如此之大的负资产状况。
• But as Morgan Stanley points out, given off-book liabilities such as retirement, healthcare and education, the average consumer is practically in negative equity.
  但正如摩根士丹利（morganstanley）指出的那样，如果考虑到退休、医疗和教育等账外债务，中国普通消费者实际上是负资产。
• But in doing so they are working against the Treasury's broader goals: reducing the chances of foreclosure, cleansing the financial system of bad debts and negative equity, and rejuvenating lending.
  但其所作所为实际上违背了美国财政部的广义目标：减少丧失房屋抵押赎回权的概率，清除沉积在金融体系中的坏账和负资产，并且恢复借贷的活力。
• This is bad enough, but when coupled with falling house prices, it means that many face a particularly savage variety of negative equity.
  这够糟的了，但伴随房价下跌时，意味着许多人面对的是一种尤为残忍的负资产。
• The resulting economic shrinkage is leaving large swathes of property in negative equity.
  随之而来的经济萎缩，使大量房地产都变成了负资产。
• According to CoreLogic, a data provider, negative equity totalled$ 707 billion at the end of April.
  根据数据提供商CoreLogic的信息，四月底负资产总额达到了7070亿美元。